Unikrew Solutions, a Pakistan based provider of digital identity, AI driven digital onboarding, and Islamic digital finance technologies, has announced a strategic partnership with QSPL, a digital payments and financial services platform. The collaboration was formalized during a signing ceremony attended by senior leadership from both organizations, including Muhammad Naveed Sharif, Chief Executive Officer of Unikrew Solutions, and Muhammad Saad Khan, Chief Executive Officer of QSPL. The partnership reflects a growing focus on integrating artificial intelligence and trusted digital identity infrastructure into Pakistan’s interoperable financial services ecosystem.
Through this partnership, Unikrew Solutions will deliver its end to end digital identity and trust platform to support QSPL’s interoperable agent based financial services. The collaboration is aligned with SBP’s Agent Interoperability Framework, which aims to enable seamless access to financial services across institutions and agent networks. By embedding AI powered identity verification, biometric authentication, and digital onboarding into QSPL’s platform, Unikrew Solutions is positioning its technology as a foundational layer for secure, compliant, and scalable digital finance. The initiative also supports broader national priorities related to financial inclusion, regulatory compliance, and digital transformation within the financial sector.
Under the agreement, Unikrew Solutions will provide advanced digital identity services including electronic know your customer processes, biometric verification, and AI driven onboarding workflows. These capabilities are designed to standardize customer onboarding across interoperable agent networks while strengthening identity assurance and reducing fraud risks. The use of artificial intelligence enables faster verification, improved accuracy, and adaptive risk assessment, helping financial service providers meet AML and CFT requirements without adding friction to the customer experience. The integration also supports Shariah aware digital financial journeys where applicable, reinforcing Unikrew Solutions’ positioning within Islamic digital finance.
The collaboration directly supports key objectives of SBP’s Agent Interoperability Framework by enabling secure customer mobility across platforms and institutions. By applying AI and biometric technologies, Unikrew Solutions enhances fraud prevention and identity confidence in agent assisted and digital transactions. The standardized onboarding approach is intended to address long standing challenges in branchless banking, including inconsistent identity checks and fragmented customer records, while enabling interoperability at scale. The partnership also creates opportunities for secure government aligned digital services, analytics driven decision making, and future expansion of AI enabled financial use cases.
Speaking on the partnership, Muhammad Naveed Sharif stated that Unikrew Solutions is focused on building trusted digital identity foundations that enable interoperability, regulatory compliance, and inclusive growth. He noted that the integration of AI driven onboarding and identity technologies with QSPL’s platform and SBP’s framework supports secure access and faster onboarding across digital and agent based financial services. He added that the collaboration represents an important step in strengthening Pakistan’s digital financial infrastructure through technology driven trust.
Muhammad Saad Khan said that robust digital identity and trust capabilities are critical as agent interoperability becomes a core pillar of Pakistan’s digital finance ecosystem. He emphasized that Unikrew Solutions’ expertise in AI driven identity verification and onboarding aligns with QSPL’s objectives around scale, security, and customer confidence. The partnership highlights how artificial intelligence, when applied to identity and compliance, can support sustainable growth across interoperable payments, branchless banking, and Islamic digital finance platforms in Pakistan.
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