Raqami Islamic Digital Bank has reached a significant operational milestone by officially obtaining the ISO/IEC 27001 certification, an internationally recognized standard for Information Security Management Systems (ISMS). This achievement comes at a pivotal time for the institution, which recently transitioned to full commercial operations after receiving its scheduled bank status from the State Bank of Pakistan in early 2026. By adopting this global benchmark, the bank is demonstrating its commitment to protecting sensitive financial data and maintaining a resilient technology framework. The certification process involved a comprehensive audit of administrative and technical controls, ensuring that every layer of the digital infrastructure is designed to mitigate risks and protect the integrity of customer information in an increasingly complex digital landscape.
The implementation of the ISO/IEC 27001:2022 standard serves as a formal promise to stakeholders and customers that the bank operates with the highest levels of security and operational resilience. As a digital-first institution, Raqami Islamic Digital Bank relies heavily on its cloud-native platform and open-API architecture to deliver Shariah-compliant financial services. The certification validates the work of the internal Information Security team, which has established a systematic approach to managing data security risks. This framework not only helps in preventing unauthorized access but also ensures that the bank is better prepared to detect and respond to potential electronic challenges. By prioritizing a secure environment, the bank is laying the necessary foundation to support its goal of serving over one million customers, including SMEs and freelancers, across Pakistan.
This accomplishment is particularly relevant within the broader context of the national digital economy, where compliance with international standards is becoming a prerequisite for institutional trust. The bank’s efforts align with the regulatory expectations of PTA and the innovative spirit promoted by PASHA, contributing to a more secure and transparent financial ecosystem. Achieving this certification ensures that the bank’s Shariah-compliant offerings, such as digital savings accounts and micro-lending, are delivered through a verified and monitored technical backbone. The structured policies introduced by the ISMS will help streamline internal processes, reduce the likelihood of service interruptions, and foster a culture of security awareness among the workforce. This proactive stance on compliance reflects the vision of combining ethical Islamic principles with cutting-edge technical safeguards.
As the digital banking sector in Pakistan continues to expand, the focus on robust information security becomes a key differentiator for maintaining a competitive edge. The partnership between technology and security at Raqami Islamic Digital Bank ensures that as the organization scales its operations, its security posture remains uncompromising. The commitment to maintaining this certification involves continuous monitoring and regular surveillance audits, ensuring that the management system evolves alongside new market requirements. By successfully navigating the rigorous requirements of the ISO framework, the bank is positioning itself as a leader in secure digital finance. This milestone reinforces the institution’s role as a trusted partner for its stakeholders, ensuring that its infrastructure is not only innovative but also built on a foundation of international best practices for data protection and resilience.
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