NADRA Technologies Limited (NTL) has formally joined the 1LINK Affiliate Program for Cash-In Service with HBL acting as the settlement bank. This agreement brings together one of Pakistan’s most important public-sector technology service providers, a leading interbank payment infrastructure, and one of the country’s largest commercial banks to enhance access to financial services for citizens. The signing ceremony was attended by senior leadership from all three organizations, marking an important step toward strengthening financial inclusion and expanding digital payment channels in Pakistan.
The event was attended by Umar Azad, CEO of NTL; Armughan Ahmed Kausar, Head Konnect & Mass Segment at HBL; Muhammad Faisal Malik, Head G2P Business Initiatives at HBL; Najeeb Agrawalla, CEO of 1LINK; and Bashir Khan, Chief Commercial Officer at 1LINK, along with other senior representatives from their respective teams. Their presence underlined the scale of collaboration between the public and private sectors in Pakistan’s payments ecosystem. Through this partnership, NADRA will leverage 1LINK’s extensive network and payment infrastructure to improve the efficiency, security, and reach of its services at e-Sahulat Centers nationwide.
With the integration of the 1LINK Affiliate Program, customers using NADRA’s e-Sahulat Centers will now have access to faster and more secure cash-in services. This enhanced capability is designed to support a wide range of transactions, particularly those related to government-to-person (G2P) initiatives, digital payments, and other financial services that rely on NADRA’s network. The collaboration also aligns with the broader push to make public-facing services more convenient, transparent, and technology-driven for citizens, especially in rural and underserved areas.
Officials from NADRA, HBL, and 1LINK highlighted that this partnership reflects a shared commitment to building a reliable and secure digital financial infrastructure in Pakistan. By combining NTL’s reach with 1LINK’s payment rails and HBL’s financial settlement capabilities, the initiative is expected to streamline cash-in processes and improve the customer experience at thousands of touchpoints across the country. It also demonstrates how inter-institutional cooperation can support the expansion of cashless transactions and enhance trust in digital financial systems. This initiative not only benefits individual customers but also supports the broader objectives of increasing financial access and efficiency within Pakistan’s public and private service delivery channels.
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