1LINK has taken a significant step toward strengthening its organizational risk leadership by conducting an Enterprise Risk Management session for its senior leadership team and designated risk champions. The initiative, facilitated by EY, focused on enhancing the understanding of risk frameworks, improving mitigation strategies, and reinforcing accountability across different operational layers within the organization. As a key player in Pakistan’s digital payments ecosystem, 1LINK continues to prioritize structured risk management practices to support the resilience and reliability of its infrastructure.
The session was led by Atiya Dossa, Director Risk Consulting at EY, along with Muhammad Wajahat Hussain, Manager Risk Consulting at EY. The program guided participants through a comprehensive journey that began with foundational risk concepts and extended into practical applications, including identifying risk exposures and evaluating mitigation approaches. A key focus area was the reinforcement of ownership through clearly defined roles, supported by the widely recognized three lines of defence model. This structure helps organizations ensure that responsibilities for risk management are distributed effectively across business units, oversight functions, and internal audit mechanisms.
The discussions were grounded in both regulatory perspectives and real world scenarios, enabling participants to connect theoretical frameworks with operational realities. Detailed insights and reviews were anchored by the Enterprise Risk Management team, providing context specific guidance tailored to 1LINK’s operational environment. By aligning internal practices with established governance standards, the session aimed to strengthen the organization’s ability to anticipate, assess, and respond to a wide range of risks, including those associated with financial systems, technology platforms, and evolving market conditions.
Najeeb Agrawalla, Chief Executive Officer of 1LINK, highlighted the growing importance of strategic risk management within the organization. He noted that managing risk exposure in a controlled and structured manner is essential for maintaining the integrity of a national digital payments infrastructure. According to him, the adoption and continuous refinement of Enterprise Risk Management practices will play a central role in enhancing the organization’s capacity to handle complex risk scenarios while supporting sustained operational stability.
The initiative reflects a broader emphasis on integrating risk awareness into leadership decision making and organizational culture. By engaging senior executives and risk champions in structured learning and discussion, 1LINK aims to build a cohesive approach to risk governance that aligns with its long term objectives. The collaboration with EY demonstrates a continued commitment to adopting best practices in risk consulting, ensuring that the organization remains equipped to address emerging challenges while maintaining trust and efficiency within Pakistan’s financial ecosystem.
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